:: Higher Education Relief Opportunities for Students Act (HEROES) ::
The HEROES Act effective dates are Dec. 12, 2003 through September 30, 2017.
The act was created to help applicants and recipients of Title IV financial aid who:
- are serving on active duty during a war or other military operation or national emergency
- are performing qualifying National Guard duty during a war or other military operation or national emergency
- reside or are employed in an area that's declared a disaster area by any federal, state or local official in connection with a national emergency
- suffered economic hardship as a direct result of a war or other military operation or national emergency, as determined by the Secretary
Guarantors, lenders, servicers and schools are required to provide, upon request, information to ED about individuals who have benefited from one or more of the provisions in the HEROES Act.
Quick Content LinksFederal Documents
This list includes bill and law texts, Congressional reports, Dear Colleague Letters and the Federal Register, all of which can be found on https://fsapartners.ed.gov/home/ (formerly IFAP).
- Public Laws
- Public Law 110-93/H.R. 3625 – On Sept. 30, 2007, President Bush signed the law that made the Secretary's authority permanent to issue waivers and modifications of statutory and regulatory provisions under the HEROES Act
- Public Law 109-78/H.R. 2132– On Sept. 30, 2005, President Bush signed into law an extension of the HEROES Act to Sept. 30, 2007
- Public Law 108-76/H.R. 1412 – On Aug. 19, 2003, President Bush signed the HEROES Act into law
- Federal Register notices
- Sept. 27, 2012
- Dec. 26, 2007
- Oct. 20, 2005
- Dec. 12, 2003
Industry Resources
This list includes links to impact summaries, side-by-side analysis, blacklines and other helpful tools developed by OCAP and our industry partners.
- OCAP resources
- HEROES Act Chart PDF – Provides information based on the categories of individuals who are eligible for the waivers and modifications
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